Calculate your monthly payment, total interest, and full amortization schedule — instantly and free.
Enter your loan amount, annual interest rate, and term in years
Click Calculate to instantly see your monthly payment and totals
Review the full amortization schedule showing every monthly payment
Whether you're planning to buy a home, take out a car loan, or evaluate a personal loan, knowing your monthly payment upfront is essential. Our free loan calculator gives you instant, accurate results — monthly payment, total interest paid, and a full amortization schedule breaking down every single payment over the life of your loan.
Use it as a mortgage calculator, car loan calculator, personal loan calculator, or any fixed-rate loan. No sign-up, no ads blocking your results, and no limits on how many calculations you run.
It shows every monthly payment broken down into how much goes toward principal (reducing your balance) and how much is interest. It also shows your remaining balance after each payment.
Yes. Enter your home loan amount, annual interest rate, and term (e.g. 30 years) to see your exact monthly mortgage payment and total interest over the life of the loan.
This calculator covers principal and interest only. Add your estimated taxes and insurance (PITI) separately for a complete monthly cost estimate.
It uses the standard amortization formula used by banks worldwide. Results are accurate for any fixed-rate loan.
Yes — enter the car loan amount, your dealer's annual rate, and the term (typically 3–7 years) to see your exact monthly payment.
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